Car Accidents2025-10-29T11:11:48-04:00
You Deserve Care That’s Personal

Tampa & Orlando Car Accident Attorney

As your car accident lawyer, we offer the steady support Orlando and Tampa families count on when every answer feels out of reach. That means care that’s as deeply personal as it is fierce—with no upfront fees and zero risk to you.

Taking Control After Your Accident

What to Do Right Now to Protect Yourself

We know your heart is probably still pounding and you’re wondering how to handle things at the scene. As your Orlando and Tampa car accident attorney, here’s what we recommend:

Car Accidents

  1. Stay at the Scene: It might feel tempting to just exchange information and leave, but Florida law requires you to stay and call police, then wait until they clear you to leave.
  2. Call 911: Even if you feel fine right now, call for medical help. Your body might be masking pain from the shock, and getting checked out protects both your health and your case.
  3. Document Everything: Use your phone to take photos of all the vehicles, where it happened, street signs, and any injuries you can see. Ask witnesses for their contact information too.
  4. Exchange Information: Get the other driver’s insurance card, license number, and phone number. Be prepared to share your information too—it’s required by law and makes everything smoother.
  5. Don’t Blame Yourself: When talking to police, stick to what you saw and what happened. It’s natural to say “I’m sorry” when you’re upset, but avoid statements that sound like you’re accepting responsibility.
  6. Don’t Give Recorded Statements: Insurance adjusters will call sounding very helpful, but they’re trained to get you to accept blame or downplay your pain. Don’t give recorded statements until you talk with our car accident lawyer.

Florida’s Unique Car Accident Laws

Insurance companies hope you don’t know these Florida laws. As your Tampa car accident attorney, here’s what you need to understand:

  • Florida’s No-Fault System: Your insurance covers 80% of medical bills and 60% of wages up to $10,000, regardless of fault. The catch? This is rarely enough when you’re seriously injured and facing real medical bills.
  • The Critical 14-Day Rule: You must see a doctor within 14 days to keep your benefits. We know you might feel okay at first, but don’t wait—some injuries take time to show up, and missing this deadline is costly.
  • Serious Injury Threshold: When your injuries are permanent, cause scarring, or affect your daily life, you can go beyond no-fault and pursue the other driver for more compensation.
  • Modified Comparative Negligence: Even if you share some fault, you can still recover compensation as long as you’re 50% or less responsible. Don’t let insurance companies convince you that you’re more at fault than you actually are.

Common Car Accident Situations in Tampa and Orlando, FL

Between tourist traffic, construction zones, and busy commuter routes, Central Florida roads are unpredictable. The accidents we handle most often in Orlando and Tampa include:

  • Distracted Driving: Texting, GPS navigation, or eating while driving—especially common around Orlando’s tourist areas where drivers are unfamiliar with the roads.
  • Interstate Crashes: I-4 between Tampa and Orlando consistently ranks among America’s deadliest highways. High-speed accidents here often result in catastrophic injuries requiring extended care.
  • Intersection Collisions: We all know that left turn from International Drive onto Sand Lake Road where accidents occur almost daily. Busy crossroads like Dale Mabry and Gandy in Tampa see frequent accidents from red-light runners and failure to yield.
  • Tourist-Related Accidents: Unfamiliar drivers navigating theme park areas or downtown Tampa often cause accidents through sudden lane changes, missed exits, or driving while distracted by GPS.
  • Drunk Driving: After a night out in Ybor City or near Orlando’s entertainment districts, impaired drivers can turn ordinary trips into life-changing tragedies.
Interstate car accident that could benefit of a car accident lawyer in Tampa and Orlando, FL
What Happens Next In Your Case

The Florida Car Accident Claims Process

We know you’re probably wondering what happens now and how long this will all take. As your car accident lawyer, we’ll guide you through each step so you never feel lost or forgotten in the process.

  • First 60 Days: Get medical attention within 14 days to protect your PIP benefits, and call us right away to safeguard your rights. While you’re focusing on healing, we’re already working—gathering evidence, getting police reports, collecting your medical records, and talking to witnesses who saw what happened.
  • Insurance Negotiations (Months 2-6): Once we have everything we need, we present a strong case to the insurance companies and fight for every dollar you deserve. Having a car accident attorney who knows their tactics from the inside gives us a real advantage in these negotiations.
  • Resolution or Litigation (Months 6+): Most insurance companies will offer fair compensation once they see we mean business, but if they don’t, we’re fully prepared to take your case to court and let a jury decide what you’re owed.
  • Throughout the Process: You’ll never wonder what’s happening with your case. You get regular updates, direct access to your car accident lawyer, and honest answers whenever you need them.
Compensation Available in Your Case

What Our Car Accident Lawyer Can Recover

It’s natural to be worried about bills piling up while you can’t work. Here’s what we fight to recover so you can focus on healing instead of finances.

  • All Medical Costs – Now & Future: From emergency room visits and MRIs to ongoing physical therapy, medical equipment, home modifications, and future treatments—we fight for every medical expense your recovery requires, both now and for years to come.
  • Complete Lost Income: If you’ve had to miss work or leave your job to focus on healing, we’ll fight to recover lost wages and future earning potential, so you don’t have to worry about making ends meet.
  • The Pain That Changes Everything: Sleepless nights, missing special moments with loved ones, or feeling anxious behind the wheel—these invisible burdens matter. We work to ensure insurance companies see and value what your pain costs you.
  • Property Damage: Whether it’s fixing your car, arranging a rental, or dealing with lowered value after repairs, we take care of the details to help get you back on the road.
  • Why Insurance Offers Are Too Low: Insurance companies often rush to settle, hoping you’ll accept before you fully grasp your injuries and losses. We fight for the full value of your case, so your compensation reflects your struggle.
Why Choose De Armas Law

Your Car Accident Lawyer Who Truly Cares

You deserve a law firm that treats you like family, not just another case file. At De Armas Law, we understand both sides of insurance claims—we know the exact tactics adjusters use to minimize payouts and handle all communication so nothing you say gets twisted against you. Most importantly, when you call at 8 PM because you can’t sleep and have questions about your car accident case, you reach an actual attorney who genuinely cares about your recovery.

Jonathan De Armas, Esq., Tampa and Orlando car accident lawyer at De Armas Law

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Injured in Orlando or Tampa? Contact De Armas Law for a free consultation — you don’t pay unless we win.

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Recent Wins for Central Florida Families

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What Orlando and Tampa Drivers Need to Know

The Questions Keeping You Up at Night – Answered

We know you have important car accident questions, and we’re here to give you clear, honest answers that help you feel more confident about what comes next.

Should I accept the insurance company’s settlement offer?2025-10-20T15:58:54-04:00

We understand you want to move on—but initial offers are rarely enough to cover your real losses. Jonathan will review every offer, explain your options, and help you make the decision that protects your future.

What if I was partially at fault for the accident?2025-10-20T15:58:54-04:00

It’s natural to question what happened, but Florida law means you still have rights. As long as you’re less than half at fault, we’ll advocate for you and ensure insurance companies don’t unfairly shift the blame.

What if the other driver doesn’t have insurance?2025-10-20T15:58:54-04:00

We know how frustrating this feels, but you may still have options through your own uninsured/underinsured motorist coverage. We’ll review your policy and explore every possible avenue.

How much does it cost to hire a car accident lawyer?2025-10-20T15:57:24-04:00

Money worries shouldn’t stop you from getting the help you need. That’s why you never pay us upfront—our promise is simple: if we don’t win your case, you owe nothing.

LEGAL INSIGHTS

Recent Articles on Car Accident Law & Road Safety

Explore our latest articles on Florida car accident cases, insurance challenges, and safe driving awareness. We share lessons from real cases and legal updates to help you understand your rights and what to expect after a crash.

Connect With a Car Accident Attorney Who Cares

Ready for Answers? De Armas Law is Here to Help

Right now you’re probably wondering what your case is worth, or if you’ll ever feel normal again. You deserve honest answers about your legal options and what compensation you might be entitled to—no pressure, just clarity. Contact our experienced car accident lawyer today for a free consultation.

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