Jonathan De Armas, Esq.

Was the driver's app on or off at impact? That single fact can determines whether you have $50,000 or $1,000,000 in coverage.

Insurance adjusters won't tell you this: trucking companies can be liable even when the driver broke almost every rule. Here's why.

An Uber driver hits your car. A FedEx driver runs a red light. A hotel security guard injures a guest. In Florida, the company may be just as liable as the person who actually caused the harm.

There's a 14-day deadline, a 10-day deadline, and a 2-year deadline after a Florida car accident — do you know all three?

Most people only know to go after the driver. In Florida, you can often go after the owner too, and their coverage can be much larger.

One document decides whether your Florida injury case settles fairly or drags into court—here's how to get your demand letter right.

Florida's new fee rules favor insurance companies, unless you know the settlement proposal loophole they don't want publicized.

Most people settle for less because they didn't ask the right questions. Here are 10 answers every Florida injury victim actually deserves.

Smart Tampa drivers know the secret to eliminating PIP's 20% copay. Discover how Medical Payments Coverage protects your family's finances.

Think an uninsured driver leaves you with nothing? Florida law has hidden layers of protection most drivers miss, and one keeps them on the hook for 20 years.